1. This site is owned and operated by Martin S. Lewis Limited.

2. How to contact us

If you have any queries about this site or its privacy policy, please contact the operators of www.MoneySavingExpert.com by writing to Martin S. Lewis Limited, 72 Cavendish Road, Salford, Lancashire, M7 4WA

3. The Information we collect and how we use it

Except in the limited circumstances mentioned below, we do not collect your personal information when you enter or use our site.

Martin's Money Tips

We do collect your e-mail address when you register to receive Martin's Money Tips email. If you wish to stop receiving Martin's Money Tips, you can do so at any time by clicking the ‘stop it' button on this page: www.moneysavingexpert.com/tips.

IP addresses and Cookies

We use cookies (files which are sent by us to your computer or other access device):

• On the website to track the pages and articles visited. We use this information to see which items are (or are not) of greatest interest to site users.

If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies.

If you want to stop cookies being stored on your computer in future, please refer to your browser manufacturer's instructions by clicking “Help” in your browser menu. Further information on deleting or controlling cookies is available at www.AboutCookies.org.

The information derived from use of cookies will be aggregated to provide statistical information about the usage of the site. However, we do not use any information derived from cookies, nor any IP addresses we collect, to identify any individual user of our site.

Apart from the uses described in paragraph 3 above the only circumstances in which we would disclose any of this information to any third party are if we are required to do so by any regulatory or criminal authority.

4. Links

Our site contains links to third party websites that are not subject to this privacy policy. Read our Terms and Conditions for further information on these links. We strongly recommend that you read the privacy policy of any such websites that you visit.

5. Security Policy

We use reasonable precautions to keep the information disclosed to us secure. However, we cannot guarantee the security of the information that you disclose to us. You accept the inherent risks of providing information and dealing on-line and will not hold us responsible for any breach of security unless this is due to our negligence or willful default.

6. Changes

This policy is effective from 8 January 2008. We may, from time to time, make changes to this privacy policy to reflect any changes to our privacy practices in accordance with changes to legislation, best practice or website enhancements. We will let you know what these changes are by posting them to this page, but it is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted.

7. General

If you have any requests or queries concerning your personal information or wish to correct or change any information we have about you, please contact the operator of this site, by writing to Martin S. Lewis Limited, 72 Cavendish Road, Salford, Lancashire, M7 4WA

Effective as of: 8 January 2008