Money Saving Expert Martin Lewis is an award-winning 35-year-old ultra-specialised journalist, TV & radio presenter and bestselling author.

Born in Cheshire, but now living in North Kensington, West London with his fiancée, five's showbiz reporter and weathergirl Lara Lewington, he created the website MoneySavingExpert.com in February 2003. The site has over 3,000,000 users a month and teaches people how to slash the cost of their bills and save money without having to cut back.

Having studied an undergraduate degree in Government & Law at the London School of Economics, Martin spent a year as elected General Secretary of the LSE Students Union, before working for a high-profile financial public relations firm. After a while, he decided he wanted to get away from the dark corporate spin and instead fight for the consumer so enrolled at Cardiff University's Centre for Journalism Studies.

Currently, in addition to It Pays To Watch, Martin writes a column in The News Of The World, The Sunday Post, Moneywise and occasionally The Sun. He also appears weekly on LK Today as GMTV's Money Man and passionately rants about MoneySaving tips every few weeks on BBC's Radio 2 Jeremy Vine and Radio 1 Jo Whiley shows. He's found the time to write three best-selling books: The Money Diet, Three Lessons & Thrifty Ways and still ensures all the analysis and recommendations on MoneySavingExpert.com come directly from him.

Read more about Martin in his Full Biography

Born in Wigan, kooky Ruth (or known to her friends as ‘Lippy’) studied Broadcast Journalism at Nottingham Trent University, which led to the start of her career as a news reporter in Manchester in 1998.

She soon trotted over to Liverpool to shoot, edit and produce her own material as a video journalist for Channel One, on top of presenting its news bulletins.

By 2000 she had joined the BBC and helped launch BBC3 News as entertainment and arts reporter for Liquid News until joining five News in April 2006

Ruth, in her early thirties, currently lives in West London with her fiance Jon and their cat ‘Monkey’. Quirkiness definitely runs in the family as Ruth’s Facebook user mum, Vera, has set up a group campaigning for her daughter to receive a Bafta, with many followers strongly agreeing.